Property in Trust Extension (Care, Custody & Control)

Public Liability is extended to include The Insured ’s liability for Damage to the property of others held in trust by The Insured

or in The Insured ’s care, custody or control in connection with the Business.

For this extension The Insurer’s Limit of Liability for all claims against The Insured during the Period of Insurance is as follows:

Limit of Liability: £25,000.

Examples of coverage:

Accidents:
 If a dog gets hurt during a walk, or is injured while at a boarding facility and the sitter is at fault and been negligent
, the insurance could cover vet bills and potential legal costs. 
Lost pets:
 If a pet escapes and is later found (or not), the policy might cover the costs of searching for it, if it was in their care. 
Death:
 If a pet unfortunately dies while in the sitter's care, CCC coverage might help cover costs associated with handling the situation. 

Top Dog Boarding Pet Business Insurance can protect you and your pet for up to £25,000 in eligible vet care if  a claim arising from negligence, including public liability for injuries to third parties and care, custody, and control for harm to animals in your care. 

1. Public Liability:
  • What it covers:
    Public liability insurance protects you from claims made by third parties (e.g., members of the public, clients, or other visitors) for injuries, damages, or losses caused by your business activities. 
  • Example:
    If a dog in your care escapes and injures someone, or if a client is injured while visiting your home, public liability insurance would cover the resulting costs. 
     
    Coverage levels:
    Our Public liability coverage is £1,000,000.00

 

2. Care, Custody, and Control:
  • What it covers:
    This coverage protects you against claims related to the loss, injury, illness, or death of an animal in your care, even if it's not your fault.
  • Example:
    If a dog under your care gets sick and dies, even if you followed all the proper procedures, care, custody, and control insurance would cover the costs.

 

Accidental injury or death of the pet

Theft or loss of the pet

Damage to the pet sitter's property

Third-party claims for injury or property damage

Professional indemnity coverage

Liability coverage for pet-related businesses